Term life insurance is a type of life insurance that provides a death benefit for a specific period of time, known as the "term," in exchange for regular premium payments.

Who should consider Term?

1. Ages 18-55

2. Anyone with more Liabilities than assets.

3. Anyone with children under the age of 25 or when you consider them to be an adult

4. Large Mortgage, Car Loans, Student Debt or other larger outstanding Liabilities.

5. Relatively healthy as term is harder to qualify for vs Whole Life.

Final expense insurance (or burial insurance) is whole life coverage for end-of-life costs (funerals, medical bills), offering fixed premiums, fast approval (no health exams usually), and tax-free cash for beneficiaries, making it ideal for seniors or those with health issues who need affordable, guaranteed coverage to protect loved ones from debt, with whole life being better than term for longevity.  Unlike term life insurance, which covers a specific period, a whole life policy remains in effect as long as premiums are paid.

What Final Expense Insurance Covers

• Funeral Costs: Caskets, plots, services, transportation, headstones.

• End-of-Life Expenses: Medical bills, outstanding debts.

• Benefit: Pays tax-free cash directly to your beneficiaries. 

Who It's For

• Seniors or older individuals.

• People with pre-existing health conditions.

• Anyone wanting to plan ahead for funeral costs. 

Who is going to pay the bills if you get sick or pass away? Let us show you how to protect your assets from your liabilities?

• 95% of American the largest Asset is the Equity in our House

• Less that 50% of American home owners would be able to pay their mortgage if something happened to the breadwinner of the family.

• Most Homeowners that are of age 65 or older have on average $100,000 in equity. If this is you? How are you protecting that value?

Who is eligible?

• 18-80 year old

• Families with kids or not

• Owners with more than $10K in equity

• Age 18-55, depending on health and size of mortgage payoff - we will look to put your whole house under a plan to help pay it off incase of death

• Age 50-80, depending on health we will help your family by paying the mortgage for a set and agreed upon timeframe allowing them to make a reasonable decision about the house without fear of losing the equity that you worked so far to build.

How are you protecting your assets, income and financial future?

What are your assets?

What are your liabilities?

What is at risk?

What kind of protection do you have in place?

Do you have a Will and Trust set up?